RGA Accountants LTD. Based in Banbridge for 32 Years and counting

Who are RGA Accountants and what make us different from all other firms out there

Celebrating over 32 years in business, RGA Accountants Ltd has been a cornerstone of financial expertise and personalized service in Banbridge and beyond. Established in December 1993 as Ryan Gardiner Associates, our firm began with a single secretary and a modest client base. Through dedication and a commitment to excellence, we've grown into a leading Chartered Accountancy and Registered Auditors firm, serving clients across Northern Ireland, including Lisburn, Newry, Belfast, and further afield.

Our Journey

From our humble beginnings based here in Banbridge, we've expanded both our team and our services. Our growth has been driven by a hard-earned reputation for providing quality, cost-effective services to a diverse clientele. Our mission has always been to help local businesses achieve their goals, whether short-term or long-term. As our Principal, Seamus Ryan, puts it:

"We here at RGA Accountants Limited believe in a strong drive. To strive towards reaching your goals. Since we opened our doors back in 1994 our aim was to help local businesses reach their goals, may it be short term or long term. Every journey starts with the first step and we believe we can help any business take that first step. It was as true back in 1994 as it is today."

What Sets Us Apart

At RGA Accountants Ltd, we distinguish ourselves through:

Personalized Service: We take the time to understand each client's unique circumstances, ensuring tailored advice and solutions.
Comprehensive Expertise: Our team offers a wide range of services, including tax, VAT, bookkeeping, cloud accounting, corporation tax, and payroll
Client-Centered Philosophy: We prioritize our clients' needs, providing individual attention and taking the time to answer questions, ensuring that all financial decisions are made carefully and with the client's best interests in mind.
Proactive Approach: We stay ahead of industry changes, continuously investing in new software and growing as a practice to make our services more accessible and beneficial to our clients.
Local Commitment: Based in Banbridge, we are deeply rooted in the local community, committed to supporting businesses in the surrounding areas.

Our Services

At RGA Accountants LTD, we offer a comprehensive range of accountancy and advisory services tailored to meet the diverse needs of our clients—whether you’re a sole trader, limited company, or growing SME. Here's a closer look at what we provide:

Tax Services

We help clients navigate the ever-changing world of taxation with confidence. Our team ensures full compliance with HMRC regulations while actively seeking ways to optimize your tax position. From identifying available deductions and allowances to strategic planning for future tax savings, our proactive approach aims to reduce liabilities and increase profitability.

Self Assessment

Completing a Self Assessment tax return can be daunting and time-consuming. We simplify the process by gathering all the necessary information, calculating your tax liability accurately, and filing your return on time. Whether you're self-employed, a landlord, or have multiple income streams, we ensure nothing is overlooked and you stay on the right side of HMRC.

PAYE Services

Payroll is more than just paying your employees—it’s about staying compliant with legislation and keeping your workforce happy. We offer reliable and timely PAYE services, including payslip generation, Real Time Information (RTI) submissions to HMRC, management of statutory payments, and employee record maintenance. We take the stress out of payroll, so you can focus on your business.

VAT Services

VAT can be one of the most complex and misunderstood areas of taxation. We help you register, manage, and submit VAT returns accurately and on time. Whether you're on the standard, flat rate, or margin scheme, we ensure you're compliant and not paying a penny more than necessary. We also offer support with Making Tax Digital (MTD) requirements.

Bookkeeping

Accurate, up-to-date bookkeeping is the foundation of every successful business. We provide cloud-based and traditional bookkeeping solutions tailored to your preferred systems. From day-to-day transactions to reconciliations and reporting, we ensure your records are organized, compliant, and ready for analysis whenever you need them.

Accounts Preparation

Well-prepared accounts are essential for understanding your business performance, meeting statutory requirements, and making informed decisions. We prepare annual accounts for sole traders, partnerships, and limited companies, ensuring they meet all legal standards and provide valuable insights into your financial health.

Corporate Services

Running a company involves more than just good financial management. Our corporate services include company formation, structuring advice, strategic planning, and ongoing business consultancy. We work alongside you as your trusted advisor, offering the insight and tools needed to scale, remain compliant, and achieve your long-term goals.

As we celebrate over three decades of service, we remain committed to our founding principles: delivering exceptional, personalized accounting services that empower our clients to achieve their business goals. Our journey has been one of growth, learning, and unwavering dedication to our clients' success. We look forward to many more years of partnership and excellence in the field of accountancy.

Tired of Reactive Accounting? It’s Time for a Smarter Approach.

If you’ve ever felt like your accountant only shows up at year-end, you’re not alone. Many business owners find themselves dealing with reactive services and missed opportunities.

At RGA Accountants LTD, we do things differently. We offer proactive tax planning, not just compliance. Throughout the year, we work closely with you to spot opportunities, make timely decisions, and ensure you're fully utilizing all available allowances and reliefs. It's about growing your business—not just keeping up with paperwork.

You’ll receive personalized support that aligns with your goals, not a one-size-fits-all approach. We take the time to understand your challenges and ambitions, providing clear, expert guidance at every stage of your journey.

And when it comes to cost, we believe in complete transparency. Our fixed pricing and monthly payment options make budgeting easy and predictable—so there are no nasty surprises.

As an RGA client, you’ll also benefit from:

Quarterly Review Emails – Stay on top of your finances with regular updates and check-ins.
Monthly Newsletter – Get timely insights and financial news that matters to your business.
Free Email & Phone Support – Have a question? We’re always just a call or click away—and it’s all included.

Take the First Step Toward a Better Future

You deserve more than just a once-a-year service. You deserve a trusted partner who’s with you all year round.

If you're ready to experience the difference that proactive, personalized accounting can make, we invite you to book a free, no-obligation consultation. Let’s talk about your business and how we can help you thrive in this new tax year—and beyond.

Call us at 028 406 27730

Or email us at enquiries@rgaca.co.uk to schedule your free appointment.

Make the switch to RGA Accountants LTD—and finally get the attention and expertise your business deserves.